Medical, phone, utility, insurance, credit card & more. AI finds errors, flags overcharges, and drafts professional letters — in seconds.
No account needed. First analysis free — pay only if you need more.
Choose your bill type, then paste the text or upload a photo/PDF.
Decodes billing codes, flags overcharges, and identifies disputes — in seconds.
Generate a professional letter to send to the hospital or insurer instantly.
From hospital invoices to subscription statements — our AI knows every billing code, rate schedule, and common error pattern.
All data is encrypted in transit and at rest. Your bill information is never stored without your consent.
Payments secured by Stripe — trusted by millions of businesses. We never store your card details.
We never sell your data to third parties, advertisers, or insurance companies. Ever.
Not satisfied? Get a full refund within 7 days, no questions asked. Zero risk to try.
Pay once. No subscriptions, no auto-renewals, no surprise charges. Credits never expire.
Built on Anthropic's Claude — one of the world's most accurate and safe AI models.
Choose your bill type, then paste or upload. AI analyzes medical, phone, utility, insurance, credit card & 6 more bill types.
Educational information only. BillClear is not a medical, legal, or financial advisor. AI analysis may contain errors — always verify independently. Consult a qualified professional for official disputes. Terms of Service
Professional letters ready to send to the hospital or insurance company.
Request a full itemized bill from the hospital
Formally dispute incorrect or vague charges
Appeal a denied or underpaid claim
No subscriptions. No monthly fees. First analysis is free,
then pay per use — only when you need it.
Over 80% of bills contain errors — medical, phone, utility, insurance, and more. The average billing mistake costs over $1,300. Yet most people simply pay — because they can't understand the codes, the jargon, or the math. We built BillClear to fix that.
Our AI has been trained on thousands of billing codes across 10 bill types — medical, phone, utility, insurance, credit card and more. What used to require a $300/hour billing advocate, we deliver in seconds — for a fraction of the cost.
Numan founded BillClear after witnessing firsthand how confusing and error-prone billing in America can be. With a background in technology and a passion for consumer advocacy, he built BillClear to give everyday people the same power that billing experts have — without the cost or complexity.
"Nobody should have to pay thousands of dollars for a bill they don't understand. BillClear exists to level the playing field."
BillClear analyzes 10 bill types — medical, phone, utility, insurance, credit card & more. One AI tool for every bill you receive.
CPT codes, duplicate charges, upcoding, Medicare rate comparison.
Unauthorized charges, waivable fees, carrier negotiation scripts.
Estimated readings, rate tier errors, excessive surcharges.
Denied claim analysis, appeal strategy, letter templates.
Unauthorized charges, subscription audit, fee waivers.
Labor vs industry standards, parts markup analysis.
Block billing detection, fee arbitration guidance.
Material markup, unauthorized change orders.
Undisclosed resort fees, booking vs billed.
Zombie subscriptions, price increases, cancellation guide.
Itemization, Dispute, Insurance Appeal, Cancellation.
Full English, Spanish & French support for all communities.
"I found a $650 duplicate charge on my ER bill. BillClear spotted it in seconds. Sent the dispute letter and got a full refund in 3 weeks!"
"Mi seguro negó mi reclamación. BillClear generó una carta de apelación perfecta. ¡Me reembolsaron $1,200!"
"After knee surgery I had a $31,000 bill I couldn't understand. BillClear broke it down clearly and found $4,200 in questionable charges."
Expert guides to help you navigate the US healthcare billing system.
Have a question, feedback, or need help? Send us a message and we'll get back to you within 24 hours.
100% money-back guarantee within 7 days. No questions asked.
We reply to all messages within 24 business hours.
Use the form above and select "Press inquiry" as the subject.
Last updated: May 13, 2026
BillClear ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our website and services at billclearai.com ("Service").
Account Information: When you create an account, we collect your email address and optionally your name.
Bill Content: When you submit a bill for analysis, the text content is temporarily processed by our AI. We do not permanently store bill content unless you are a registered user who has opted to save their analysis history.
Usage Data: We may collect information about how you use our Service, including pages visited and features used.
Payment Information: Payments are processed by Stripe. We do not store your credit card details. We only retain a record of completed transactions (amount, plan name, date).
We use your information to:
• Provide and improve our AI bill analysis service
• Process payments and maintain transaction records
• Send account-related emails (signup confirmation, receipts)
• Respond to support requests
• Comply with legal obligations
We do not sell your personal information. We share data only with:
• Anthropic: Bill text is sent to Anthropic's API for AI analysis. Anthropic's privacy policy applies to this data.
• Stripe: For payment processing.
• Supabase: For secure data storage and authentication.
• Law enforcement: If required by law or court order.
Medical bill information you submit is sensitive. We recommend removing personally identifiable information (name, Social Security Number, insurance ID) before submitting. Bill text is processed solely for the purpose of analysis and is not used for any other purpose.
We implement industry-standard security measures including HTTPS encryption and secure authentication. However, no method of transmission over the internet is 100% secure.
You have the right to:
• Access, correct, or delete your personal data
• Export your data
• Close your account at any time
To exercise these rights, contact us through the Contact page.
We use minimal cookies necessary for authentication and session management. We do not use advertising cookies or sell your data to advertisers.
Our Service is not directed to children under 13. We do not knowingly collect personal information from children under 13.
We may update this Privacy Policy from time to time. We will notify registered users of significant changes via email.
For privacy-related questions, use our .
Last updated: May 13, 2026
By accessing or using BillClear ("Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.
BillClear provides AI-powered bill analysis and dispute letter generation tools for 10 bill types. The Service is intended for informational and educational purposes only.
You are responsible for maintaining the confidentiality of your account credentials. You agree to provide accurate information when creating your account. We reserve the right to terminate accounts that violate these Terms.
You agree NOT to:
• Submit false, fraudulent, or misleading information
• Use the Service for any illegal purpose
• Attempt to reverse engineer or copy our Service
• Submit other people's medical information without their explicit consent
• Use automated tools to scrape or abuse the Service
All payments are processed securely by Stripe. Prices are in USD. By making a purchase, you authorize us to charge your payment method. All sales are final unless covered by our Refund Policy.
BillClear is provided "as is" without warranties of any kind. We are not liable for any damages arising from your use of the Service, including reliance on AI-generated analysis. Our total liability shall not exceed the amount paid by you in the 30 days prior to the claim.
All content, features, and functionality of BillClear are owned by BillClear and protected by applicable copyright and trademark laws.
These Terms are governed by the laws of the United States. Any disputes shall be resolved through binding arbitration in accordance with AAA rules.
We reserve the right to modify these Terms at any time. Continued use of the Service constitutes acceptance of updated Terms.
For questions about these Terms, use our .
Last updated: May 13, 2026
You are eligible for a full refund if:
• You request a refund within 7 days of your purchase
• The AI analysis failed to provide useful results
• A technical error prevented you from using the Service
• You were charged in error
To request a refund:
1. Go to our
2. Select "Refund request" as the subject
3. Include your email address and purchase date
4. We will process your refund within 3-5 business days
Refunds are issued to the original payment method. Processing time depends on your bank or card issuer (typically 3-7 business days after we process the refund).
Refunds are generally not issued if:
• More than 7 days have passed since purchase
• The Service was successfully used and delivered results
• The request is based on dissatisfaction with billing analysis outcomes (we provide educational tools, not guarantees on dispute outcomes)
We're here to help. Use our and we'll respond within 24 hours.